http://www.lowpaymentnow.com/why-refinance/
Why wouldn’t i be able to refinance an Auto Loan for 8500 after making 6 consistent over payments?
I have paid 50 dollars more than the minimum for 6 months on a 19 percent interest car loan.
Auto finance is what I do for a living and unless you have very good credit 700 or better and since your paying 19% you obviously don’t, 6-months worth of payments is not enough to qualify for a refinance.
You need to make at least 12.
Why Refinance?