On a second home, should I refinance a 6.5% interest only Mortgage to a 5.375 (5.395 APR) 30-yr. fixed? On a $360,000 loan (I’m not taking any extra money out), the payments will be about the same (the 30-year fixed will be $2015.90 per year as opposed to my current $1949.99 per month interest-only payment [...]
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